A New Standard for Predictable Returns
The TrustWalletLedger Treasury Vault is a US-regulated, fixed-term digital asset product designed for qualified holders. Choose a 6-month term for a contracted 18% return or a 12-month term for a contracted 46% return. Your capital is the priority, protected by bank-grade custody and a transparent framework.
Built on a Foundation of Security
Next Vault Opens In
Vault allocations reset at the start of each quarter (UTC). Verified members receive a 48-hour priority access window.
Q4 2026 Vault Capacity
Limited to 20,000 participants.
Two terms. One guarantee.
Your rate is locked at deposit. TrustWalletLedger absorbs all market volatility for the entire term — you receive your principal plus contracted return at maturity.
- Ideal for capital you want back before year-end
- Full principal returned at maturity
- Rate contractually locked at deposit
- Same protections as 12-month term
- Best-in-class fixed return on crypto
- Priority renewal + returning-user perks
- Full principal returned at maturity
- Applicable platform withholding may apply to profits (US persons) — never on principal
From verification to payout in five steps
- 1Verify identityComplete KYC in ~4 minutes with government ID + liveness.
- 2Reserve a seatConfirm your quarterly allocation window.
- 3Fund the vaultDeposit BTC, ETH, USDT, USDC or BNB into your vault.
- 4We manage the riskRegulated desks deploy capital; you take zero market risk.
- 5Receive payoutPrincipal + contracted return paid within 24h of maturity.
Treasury Vault vs. Traditional Savings vs. Crypto Staking
| Feature | Treasury Vault | High-Yield Savings | Crypto Staking |
|---|---|---|---|
| Return | Contracted: 18% (6M) or 46% (12M) | Variable: ~4% APY | Variable: 2–8% APY |
| Principal | Capital Preservation Priority | FDIC Insured up to $250k | Exposed to Token Price Volatility |
| Market Risk | Absorbed by Platform | N/A | Full Exposure to Market Fluctuations |
| Slashing Risk | None | N/A | Yes (Network Penalties) |
| Framework | US-Regulated Entity | Federal (FDIC) | Decentralized Protocols |
| Tax on Principal | None | None | Capital Gains Tax on Unlock |
| Platform withholding on profit | As applicable (US persons) | Ordinary Income Tax | Ordinary Income Tax |
| Access | Limited Quarterly Enrollment | On-Demand | Open |
See exactly what you'll take home
No hidden fees. No performance-based deductions. Applicable platform withholding may apply to the profit portion of payouts for US persons — never on your principal. This is a platform withholding, not tax advice. You are solely responsible for determining and meeting any tax obligations in your jurisdiction; consult a qualified tax professional.
- Rate locked at deposit — protected against rate changes
- Principal returned in full, untaxed
- Automated tax remittance on your behalf
- Downloadable payout statement for records
Returns calculator
Estimate your payout at maturity. Illustrative — final terms shown at deposit.
- Principal (protected)
- $25,000
- Gross profit
- $11,500
- US withholding (as applicable)
- See note
- Estimated profit (before any withholding)
- $11,500
Applicable platform withholding may apply to the profit portion of payouts for US persons. This is a platform withholding, not tax advice. You are solely responsible for determining and meeting any tax obligations in your jurisdiction — please consult a qualified tax professional.
Every prior vault has paid in full.
A live view of every vault since inception. Matured vaults show contracted returns paid on schedule. Past performance does not guarantee future results; contracted returns are what is legally owed to you at maturity regardless.
| Vault | Term | Contracted | Paid | Participants | Status |
|---|---|---|---|---|---|
| Q1 2024 | 12M | 46% | 46% | 13,796 / 20,000 | MATURED |
| Q2 2024 | 6M | 18% | 18% | 14,246 / 20,000 | MATURED |
| Q3 2024 | 12M | 46% | 46% | 13,211 / 20,000 | MATURED |
| Q4 2024 | 6M | 18% | 18% | 18,129 / 20,000 | MATURED |
| Q1 2025 | 12M | 46% | 46% | 19,463 / 20,000 | MATURED |
| Q2 2025 | 6M | 18% | 18% | 14,976 / 20,000 | MATURED |
| Q3 2025 | 12M | 46% | 46% | 18,103 / 20,000 | MATURED |
| Q4 2025 | 6M | 18% | 18% | 19,990 / 20,000 | MATURED |
| Q1 2026 | 12M | 46% | 46% | 12,194 / 20,000 | MATURED |
| Q2 2026 | 6M | 18% | 18% | 13,868 / 20,000 | MATURED |
| Q3 2026 | 12M | 46% | — | 19,100 / 20,000 | CLOSING SOON |
| Q4 2026 | 6M | 18% | — | 20,000 / 20,000 | UPCOMING |
| Q1 2027 | 12M | 46% | — | 20,000 / 20,000 | UPCOMING |
What returning depositors say
"The 12-month vault paid exactly what was contracted. The tax breakdown at maturity made bookkeeping trivial."
"I stopped chasing yield in DeFi. The Treasury Vault gives me a real number I can plan around."
"KYC took four minutes. Payout landed the morning it was due. This is what regulated crypto should feel like."
Security & Compliance
Our framework is built to meet the exacting standards of US financial services, ensuring the security of your assets and the integrity of our platform.
Regulatory Framework
TrustWalletLedger operates as a subsidiary of Trust Wallet, conducting all activities within applicable US financial-services frameworks. Comprehensive documentation is available to qualified members upon request.
Security Protocols
All digital assets are held in multi-signature cold storage with segregated client accounts. Our infrastructure is protected by 24/7 monitoring and threat detection systems.
We undergo quarterly proof-of-reserves and comprehensive financial audits conducted by leading independent firms to ensure full transparency and operational integrity.
Risk Management
The principal of your Treasury Vault position is contractually repaid at maturity. The platform's operational framework is designed to absorb market volatility to meet this obligation.
We enforce a multi-tier KYC (Know Your Customer) process for all members, utilizing encrypted data handling and strict least-privilege access controls to protect personal information.
Transparency
We are committed to transparency. Public reporting of vault size, participant counts, and complete payout history is published on a quarterly basis for all stakeholders.
Upcoming vault openings
Answers to common questions
Reserve your Treasury Vault seat
Complete KYC now to unlock the priority allocation window for the next quarter. Only 5,763 seats remain.
Illustrative marketing. Contracted terms are shown at deposit. Access subject to eligibility and jurisdiction.